90-second decision
Today: get token + your AI installed (5 min)
→ ask: my state, my situation
→ save 4 months of receivables
Get token + install (5 min)no install on your phone · works in Cursor / Claude / ChatGPT
the outcome you get
An answer that survives a denial letter.
Challenge bank overdraft and NSF fees — the CFPB 2024 Overdraft Final Rule (very-large-FI rule), CFPB 2022 surprise-overdraft circular, OCC Bulletin 2023-12, Reg E §1005.17….
In your hands by Friday. With the cite trail attached.
authorities it grounds in (4)§1005§1030§1031UDAAPNames only. The reasoning lives in the MCP server, where your prompts and the skill body stay private.
the math
Worth $99?
Hire someone to do this
$200-$500/hr
Senior specialist, hourly, U.S. average
Closest commercial alternative
$1,500-$5,000/yr
Annual seat license, comparable scope
Risk of doing it wrong yourself
$5K-$100K exposure
Typical fine / judgment / rework cost
License this skill
$99
Outright, perpetual, internal use
The math is fast: one hour you don't buy back, one fine you don't earn, one sub-licence you don't pay for - and the skill paid for itself before lunch.
three ways to get it
Install MCP in 5 minutes. Your AI does the rest.
Buy it outright, take it for a 24-hour spin first, or fold it into a Pro pass with everything else included.
· no install on your machine· no plaintext token at rest· 14-day refund