Self-Serve tier

Analyze source-of-income (SOI) discrimination claims involving Section 8 / Housing Choice Voucher holders under state and local fair housing laws. Embedded state-by-state SOI protection map (NY, NJ, CA, IL, DC, WA, OR, MA, CT, MN, RI, MD, VT, plus localities). Identifies protecte

Identify, document, and remediate HMDA data errors in a Loan Application Register (LAR) under 12 CFR §1003 (Reg C). Embedded HMDA data field accuracy rules, resubmission thresholds, and CFPB self-correction credit doctrine. Self-contained — no external lookups.

Analyze a mortgage loan officer (MLO) compensation plan against 12 CFR §1026.36(d)(1) prohibited factors. Embedded prohibited factors list, allowed factors list, dual-compensation rule, and CFPB enforcement pattern. Outputs COMPLIANT / VIOLATION / GRAY for each comp plan componen

Analyze buyer agency agreement and commission disclosure compliance under post-Sitzer/Burnett NAR settlement (effective Aug 17 2024). Embedded compliance checklist, state-by-state form requirements, seller-side offer analysis, and MLS rule summary. Self-contained — no external lo

Analyze a referral arrangement, marketing services agreement (MSA), or affiliated business arrangement (ABA) under RESPA Section 8 (12 USC §2607). Embedded three-factor kickback test (CFPB Bulletin 2015-05). Outputs risk classification (VIOLATION / GRAY / COMPLIANT) + remediation

Analyze a TRID changed-circumstance (COC) event under 12 CFR §1026.19(e). Determines whether COC is valid, whether revised Loan Estimate is permitted, whether tolerances are exceeded, and computes cure amount if closing proceeds without valid COC. Embedded tolerance table and COC