Self-Serve tier

Screen an event-vendor deposit-retention or refund-window dispute under state UDAP / Deceptive Trade Practices law. Embedded clear-disclosure standard, FTC §5 baseline, and a 50-state UDAP framework. REFUSES to certify a non-refundable-deposit retention where disclosure was burie

Distinguish social-host liability (private party) vs. commercial-host (licensee) alcohol-service exposure. Embedded Kelly v. Gwinnell line + 50-state social-host map + minor-service automatic prong + the "BYOB venue" trap. REFUSES to certify "no liability" for a private host who

Screen the event-photographer engagement for 17 USC §201 work-for-hire vs independent-contractor copyright ownership + ASMP commercial standards + state right-of-publicity model release. Embedded specially-commissioned-work test, model-release sufficiency check, and the CCNV v. R

Validate event-vendor Certificate of Insurance + Additional-Insured endorsement under ACORD 25 (liability) / ACORD 27 (property) and CG 20 26 (broad-form scheduled additional-insured). Embedded primary-noncontributory + waiver-of-subrogation triad, the COI-vs-policy doctrine, and

Screen an event-vendor cancellation under UCC §2-615 commercial impracticability + ABA model force majeure + the Kel Kim / Phibro line of pandemic / extreme-weather cases. Embedded enumerated-event matrix, allocation-when-partial doctrine, and notice-deadline trap. REFUSES to cer