"insurance"

Land a Medigap sale inside the 6-month open enrollment window and trigger guaranteed-issue rights when a beneficiary loses MA, SHIP, or employer coverage — no medical underwriting.

Stand up or rescue a Section 125 Cafeteria Plan — written plan document, nondiscrimination tests, IRC qualifying-event change rules, and the FSA carryover/grace-period election.

produce an asop 43-compliant chain-ladder unpaid claim estimate (paid and incurred bases) with development factor selection, tail-factor judgment, and mack standard-error diagnostics for a p&c line of business.

compute the naic risk-based capital (rbc) ratio for a u.s. p&c, life, or health insurer including r-component decomposition, covariance adjustment, and action-level triggers under the naic rbc model act.