Self-Serve tier

Audit a dealership's "as-is" / "no-warranty" used-vehicle disclaimer for enforceability under (a) UCC §2-316 disclaimer-of-implied-warranty rules adopted by every state, (b) the Magnuson-Moss §2308 federal preemption when any written warranty or service contract within 90 days is

Audit a dealership's IRS Form 8300 cash-reporting program under 26 USC §6050I + 31 CFR §1010.330 (Bank Secrecy Act non-financial-trade-or-business cash-reporting parallel) — required when dealer receives more than $10,000 in cash (or designated cash-equivalent) in one transaction

Audit a dealership's manufacturer-rebate / customer-cash-incentive routing for (a) state sales-tax treatment (does the rebate reduce the taxable selling price or not — varies by state), (b) IRS Form 1099-MISC reporting threshold under IRC §6041 + Treas. Reg. §1.6041-1 for $600+ p

Audit a dealership's dealer-rate-participation (DRP) / rate-markup program against (a) the Equal Credit Opportunity Act + Reg B disparate-impact theory (15 USC §1691, 12 CFR Part 1002), (b) the rescinded-but-watched CFPB Bulletin 2013-02 framework (formally rescinded May 2018 und

Determine the current operative status of the FTC Combating Auto Retail Scams (CARS) Rule, 16 CFR Part 463, after the Fifth Circuit's January 2024 stay (NADA v. FTC, No. 24-60013) and subsequent vacatur. Renders an honest current-status memo (vacated / pending re-promulgation / s

Audit a dealership's consumer-vehicle-lease disclosures under the Consumer Leasing Act (15 USC §§1667-1667f) and Regulation M (12 CFR Part 1013), specifically the §1013.4 required-disclosure block — gross capitalized cost, capitalized cost reduction, adjusted capitalized cost, re

Audit a dealer's written-warranty program (new + used + add-on VSC) under the Magnuson-Moss Warranty Act, 15 USC §§2301-2312, and the FTC implementing regulations 16 CFR Parts 700-703 (Pre-Sale Availability of Written Warranty Terms, Disclosure of Written Consumer Product Warrant

Audit a dealership transfer-of-title process for compliance with the Federal Odometer Act (49 USC §32701-32711, formerly Truth in Mileage Act 1986) and the implementing 49 CFR Part 580 regulations — written odometer disclosure on title transfer or NHTSA-approved alternate form, c

Audit a dealership service-shop / body-shop OSHA program against the 29 CFR Part 1910 General Industry standards relevant to auto-repair: 29 CFR §1910.1001 asbestos (brake / clutch friction-material amphibole presumption), §1910.1027 cadmium, §1910.1025 lead, §1910.1200 hazard co

Render a 50-state map of state dealer-license requirements, surety-bond minimums, and statutory-or-regulatory documentary-fee (doc fee) caps. Embeds the National Automobile Dealers Association (NADA) industry pattern, the state-by-state regulatory body identification (DMV / MVD /

Audit a dealership's retail-installment-sale-contract (RISC) credit disclosures under the Truth in Lending Act (15 USC §1638) and Regulation Z (12 CFR Part 1026), specifically the §1026.18 closed-end credit disclosure block — APR, finance charge, amount financed, total of payment

Defend a dealer or analyze for a consumer the legal posture of "spot delivery" / "yo-yo financing" — releasing the vehicle before final lender approval and then "unwinding" the deal when the assignment falls through. Embeds the conditional-sale-vs-completed-sale doctrine, FTC §5