Self-Serve tier

implement afp (association for financial professionals) standard practices for bank fraud prevention — arp positive pay (check positive pay and payee positive pay), ach debit blocks and ach debit filters, ach positive pay, nacha operating rules for unauthorized debit returns, and the afp code of standard practices for corporate treasury. self-contained. targets large-corporate treasury (>$50m revenue).

guide corporate treasury teams through bank covenant compliance monitoring — debt-to-ebitda leverage ratio, fixed charge coverage ratio (fccr), material adverse change (mac) clauses, financial covenant cure mechanics, and waiver negotiation. covers credit agreement definitions, ebitda addbacks, covenant headroom analysis, and lender notification obligations. self-contained. targets large-corporate treasury (>$50m revenue).

manage corporate fbar (foreign bank account report) and form 8938 (statement of specified foreign financial assets) compliance for corporate treasury — fincen 114 filing mechanics, $10,000 threshold, signature authority without financial interest, form 8938 thresholds and overlap, penalties, and fbar voluntary disclosure for missed filings. self-contained. targets large-corporate treasury (>$50m revenue) with foreign accounts.

apply asc 815 hedge accounting to fx derivatives — fair-value hedge vs cash-flow hedge designation, critical terms matching, effectiveness testing (qualitative and quantitative), oci reclassification, de-designation, and disclosure requirements under asc 815-20 and asc 815-30. covers forward contracts, options, cross-currency swaps. self-contained. targets large-corporate treasury (>$50m revenue) with multi-currency operations.