"insurance"

determine whether a small business is required to carry workers' compensation insurance under its situs state. embedded 50-state map of mandatory thresholds (1, 2, 3, 4, 5+ employees), agricultural and domestic-worker exemptions, sole-proprietor inclusion rules, and texas opt-out exception. surfaces penalty exposure for non-compliance. self-contained — no external lookups for the embedded threshold map.

build / negotiate the representations + warranties + indemnification + escrow + rwi insurance package for a saas acquisition. maps r&w categories (organization / capitalization / financial / ip / data privacy / cybersecurity / contracts / employee / tax), survival periods, indemnity caps + baskets, rwi policy structure, materiality scrape, sandbagging, knowledge qualifiers, and aba m&a deal points trends. self-contained.

E&O professional liability plus general liability insurance for personal trainers; per-occurrence and aggregate limits, state caps, and online-coaching coverage gaps.

special event / festival vendor permit lifecycle — temporary food service establishment permit, vendor agreement, indemnification clause, certificate of insurance with additional insured, and revenue-split + cancellation defense.