Self-Serve tier

Determine CGL coverage trigger and "occurrence" status for owner-side construction defect claims under ISO CG 00 01. Maps the four trigger theories (exposure, manifestation, injury-in-fact, continuous), distinguishes faulty-workmanship-as-occurrence circuit splits, and structures

Structure HOA / condo board claims for construction defects in common elements under Davis-Stirling Act (CA), NY Condominium Act (RPL Article 9-B), and 50-state HOA frameworks. Handles standing, fiduciary duty to pursue, transition from sponsor/declarant, and unit-owner ratificat

Apply the economic loss doctrine to construction defect claims under East River Steamship v. Transamerica Delaval, 476 US 858 (1986). Distinguishes pure economic loss (typically barred in tort) from "other property" damage (recoverable). Surfaces independent-duty / construction e

Apply implied warranty of habitability and skillful construction to owner-side residential construction defect claims, with NY focus (Caceci v. Di Canio Constr.) and 50-state map. Distinguishes builder-vendor common-law warranty from statutory warranties (NY GBL §777-a, CA SB 800

Map indemnity flow-down and additional insured coverage from owner to GC to subs in construction defect claims. Distinguishes ISO CG 20 10 (ongoing operations) from CG 20 37 (completed operations). Surfaces anti-indemnity statute traps, blanket AI endorsements, and primary/non-co

Apply UCC Article 2 warranties (§2-313 express, §2-314 implied merchantability, §2-315 implied fitness) to construction-product defect claims (windows, roofing, EIFS, defective concrete, HVAC). Distinguishes "predominant purpose" goods-vs-services test, privity rules, and integra

Map recoverable damages for owner-side construction defect litigation across 50 states. Covers cost-of-repair vs diminution-in-value, betterment offset, stigma damages, consequential damages, and rebuttable presumption frameworks. Identifies where state law caps damages or shifts

Map state right-to-repair / pre-suit notice statutes for construction defect claims (e.g., California SB 800, Florida Ch. 558, Texas RCLA). Identifies notice content, timeline, contractor's offer-to-repair window, and SOL tolling. Refuses to file suit before required notice in ma

Apply Spearin doctrine (United States v. Spearin, 248 US 132 (1918)) and design defect warranty to owner-side construction defect litigation. Allocates design risk to owner (impliedly warrants design), but identifies cross-claims against architect/engineer for design defect, cont

Compute and apply state statute of repose (SOR) and statute of limitations (SOL) for owner-side construction defect litigation. Distinguishes absolute SOR (runs from substantial completion, no discovery rule tolling) from SOL (discovery rule applies). Maps 50 states; refuses to c

Structure pleadings, summary judgment opposition, and Daubert / Rule 56 record for owner-side construction defect cases. Covers Twombly/Iqbal plausibility, expert affidavit requirements, genuine-issue creation, Anderson "judge cannot weigh credibility" framework, and mid-litigati

Build expert testimony and Daubert/Rule 702 record for water intrusion, mold, and toxic-causation claims in construction defect litigation. Distinguishes property damage causation (lower bar) from personal-injury / health-effect causation (Daubert-vulnerable). Covers ASTM standar